Primary Application - ACT 91 Mortgage Assistance
      Applicant Name: (Last)
  (First)
Co- Applicant Name: (Last)
  (First)
Primary Address:
 Phone Number :
Street Address:
 Street Address:
City:
 City:
State:
 State:
Zip Code:
Zip Code:
County:
 County:
Property being foreclosed on (if different from primary address) :
      

Click on the link below to get the full application in pdf
ACT 91 Mortgage Assistance

Most folks don't know, but when your payment is 60 days late, the lender can begin foreclosure proceedings.

In Pennsylvania, some mortgages qualify, under a law called Act 91, whereby the lender needs to give the home owner time to apply to Pennsylvania for assistance, before foreclosing on the home.

Here at Housing Opportunities, we are trained and certified by the Pennsylvania Housing Finance Agency to help you make this application to the State.

The State will assist you in making your mortgage payments for up to two years if:

             The mortgage arrears was caused through no fault of your own.
             You have a plan to recoup your situation in a two year period.

Foreclosure proceedings can be very scary, and we are here to help you through the tough times. Referrals to food banks and other assistance will be given on a case by case basis.


282 East End ave.
Beaver, PA 15009
Phone: 724/728-7511
Fax: 724/728-7202
Email:info@hobcinfo.org

Or You Can Email Us:

Frank Wilson - Executive Director
Marcie Williams - Sr. Housing Counselor / Administrative Assistance
Rebecca Morrison - Housing Counselor / Foreclosure Assistance
David Klitz - Housing Counselor / Foreclosure Assistance
Response Form Foreclosure Assistance Refinance Under Second Chance USDA Mortgage Earned Home Ownership Program Beaver County First Time Home Buyer Home Page Response Form Earned Home Ownership ProgramFirst Time Home BuyerHome PageRefinance Under Second ChanceUSDA Mortgage